⏩Moving from NY to FL? Here’s What You Need to Know!

Moving from NY to FL? Here’s What You Need to Know!

When the time has come to consider moving from NY to FL, whether you planned it or not, you will always try to find the benefits of such relocation. At State to State Move you can always find valuable insights for your long distance moving experiences and needs. In this article, we will be sharing some of the top reasons why people move from New York State to Florida State.

Trading a Higher Salary for Personal Income Tax Exemption

Even though, Florida averages a lower salary compared to New York (with an average difference ratio of ≈30%), attorneys and certified public accountants can come close to what an average employee make in New York. Nonetheless, we are clear that most people are not attorneys nor certified public accountant, thus personal income tax exemption might be a great incentive, plus the cost of leaving is lower in Florida compared to New York.

Cost of Living Indexes Florida New York
Overall 94 180
Food 100 125
Housing 77 313
Median Home Cost $246,300 $662,100
Utilities 103 128
Transportation 106 107
Health 96 110
Miscellaneous 102 120

100=national average

On the other hand, as for real estate taxes: Florida rates are measured in “mils”., whereas New York measures in “percent”. Not saying they are 1000 time higher, but I recall a colleagues’s father paying 22% of his house value every year, where most people in Florida pay less than 1%.

It seems that the government makes enough money from sales taxes (tourism in Florida is a major source of income) so that it does not need to tax its citizens.

Relatively Mild Weather Compared to New York

When people asked why they liked moving to Florida, one of the most predominant answers they give is “The Weather“. Forget about shoveling snow, cold, freezing points, inches of snow, ice storms, etc.  This could be a perfect environment for those who work outdoor!

In New York, fall could turn into your favorite season of the year and you might even enjoy winter during Christmas, but that’s a holiday that lasts a few weeks. After that? You will need to put up with freeze.

Now, the dark side of Florida has always been its propensity to hurricanes, storms, etc. but once you get used to its tropical weather you will even joke about the fact that if a hurricane shuts down the power, then you will not freeze to death, as if it was the case up north.

Home heating is not much of a concern in Florida, and if you don’t mind it warm, air conditioning is optional. The bill might not even get to half of what you pay up north in New York.

In Florida everything is built around the tropical weather and natural beauties that pervade the state. There are only two major seasons in Florida, namely summer and Indian summer.

Calculate the cost of your move

    Natural and Artificial Beauties Everywhere!

    When most people think of Florida, they think of sunshine, theme parks, beaches, etc. But there’s more to it than that. Bordered by the Atlantic ocean on the one side, and the gulf of mexico on the other, it features peaceful waters, white sands, and off-the-beaten path destinations for natural beach lovers. Not to mention the keys, the Florida reef, etc.

    Although, there are about 663 miles of beaches, 1 700 islands that make up the Florida keys and dozens of theme parks and amusement, here’s a list of 3 places to visit in Florida:

    Panama City Beach on the Florida panhandle, offers 27 miles of white sand beaches on the Emerald Coast. The beach is a popular destination for residents of the southern United States as well as tens of thousands of high school and college students on spring break.

    Besides having fun in the sun in the emerald green waters, this town of just over 12 000 permanent residents offers sports fishing on the gulf, plenty of golfing, marine parks; Including one for alligators, amusement and water parks… in short, something for everyone in the family.

    Fort Lauderdale is no longer the Spring Break destination of popular imagination, Fort Lauderdale is today a sophisticated cultural center with and increasingly upmarket social scene. Located on the Atlantic ocean about 23 miles north of Miami Beach, it is also known as the “Venice of America” due to its expansive canal system.

    The city has an impressive tourist infrastructure with plenty of hotels, golf courses, marinas and museums. The city’s port Everglades is one of the busiest cruise-ship ports in the world with mega-ships departing daily for the Caribbean, Mexico and beyond.

    The Florida Keys are a 120 mile long chain of tropical islands curving around the base of Florida Peninsula, connected to the mainland by a series of bridges.

    The islands are comprised of five unique destinations: Key West, the Lower Keys, Marathon, Islamorada and Key Largo.

    Florida’s GDP Is One Of The Fastest Growing In The United States

    Florida’s growth rate of 4.9 percent over 2015 handily beat the 3.6 percent posted for the entire United States. However, Florida’s per capita personal income continued to trail in performance, with a ranking of 27th in the country. This polarization also exists in Nevada (#1) and Utah (#2), the two states ahead of Florida in overall growth.

    Florida growth rates are generally returning to more typical levels and continue to show progress. The drags—particularly construction—are more persistent than past events, but the strength in tourism is largely compensating for this. In the various forecasts, normalcy was largely achieved by the end of FY 2016-17.

    Overall…The recovery in the national economy is near completion on all fronts. While most areas of commercial and consumer credit have significantly strengthened – residential credit for home purchases still remains somewhat difficult for consumers to access with a weighted average credit score of 722 and a LTV of 79 percent on all closed loans in December. Seventy percent of all home purchase lending in December had credit scores that were 700 or above. Student loans and recently undertaken auto debts appear to be affecting the ability to qualify for residential credit.


    We are not advocating that Florida is “better” than New York, but to provide you with some insights as far as, what we considered, their most significant differences.

    Latest Posts